Farhad Karimkhani1, Ghasem Abdollahzadeh Soreshjani2. “Data Governance Under Constraints: How Frontline Bank Employees Maintain Customer Data Retention”. International Invention of Scientific Journal, vol. 10, no. 02, May 2026, pp. Page: 124-135, https://iisj.in/index.php/iisj/article/view/567.